Request cheaper rates
Send your file to a licensed mortgage broker. The board's latest 3-year fixed report is 4.54%. Another person, a day earlier, wrote that they had just got 4.43%. Your number depends on credit, equity, and the lender. This form is a request, not an approval.
Use it if a renewal letter is in hand, a purchase is coming up, or you want fixed and variable priced on the same file after the October 28 hike.